> For the complete documentation index, see [llms.txt](https://1ton.gitbook.io/1ton/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://1ton.gitbook.io/1ton/mechanism/bond-issuer-and-borrower/how-to-borrow-repay-and-burn.md).

# How to borrow, repay and burn?

Borrowers can use their Bond NFT generated in the 1Ton Treasury as collateral to borrow money from lenders who browse the opportunities on the 1Ton Financee. Repaying the loan and burning the Creator Bond NFT are also simple processes.

**Borrow**

1. The creator lists an NFT and sets desired terms.
2. The lending protocol shows all listed NFTs to investors.
3. The investor creates an offer to lend stablecoins as collateral.
4. Creator accepts the offer, receives the money, and transfers the NFT as collateral.

{% @mermaid/diagram content="graph LR
A\[Creator]
C\[Lending Protocol]
D\[Investor]
A--List the NFT-->C
C--Show all listed NFTs-->D
D--Create an offer-->C
A--Accept the offer, Get the money and Transfer the NFT-->C" %}

**Repay**

1. Creator pays the money back to the lending protocol.
2. Lending protocol transfers the NFT back to the creator.

{% @mermaid/diagram content="graph LR
A\[Creator]
C\[Lending Protocol]
A--Pay the money back-->C
C--Transfer the NFT-->A" %}

**Burn the Creator Bond NFT**

1. The creator burns the NFT, which is the only thing they need to do to complete the process.