✨User scenario

Let's take a look at how 1Ton can benefit a creator called Tommy, who wants to borrow money to expand his new Podcast business, and Toddler, a Japanese investor seeking diversification and high yields for his investments.

As a borrower, Tommy can leverage his digital assets to access financing from the open market. By minting a Bond NFT through 1Ton Treasury, he can represent his digital assets and future earnings. Tommy can then list his Bond NFT on the 1Ton FInance and set loan terms that meet his needs. Toddler, or other lenders, can browse the market and make an offer to lend Tommy stablecoins. After accepting the loan offer, Tommy will transfer ownership of his Bond NFT to a smart contract to secure the loan. He can then use the stablecoins to finance his personal needs or business. Once Tommy repays the loan, he will receive his Bond NFT back.

On the other hand, as a lender, Toddler can access the 1Ton Finance and browse loan opportunities. By selecting a loan with terms that meet his investment criteria, he can make an offer to Tommy. Once Tommy accepts Toddler's offer, he will transfer ownership of his future earning bond NFT to a smart contract thereby, securing the loan. Toddler will then receive his stablecoins and start earning interest on his investment. In the event of default, Toddler can claim the Bond NFT as collateral and receive Tommy's future income.

With 1Ton, borrowers can unlock their value of digital assets in NFT and access the global funding in a trustless and decentralized approach. Lenders can enjoy the attractive interest rates generated from borrowers.