📊Credit analysis

1Ton Credit Analysis Mechanism is a key component of the lending process that enables 1Ton to determine the creditworthiness of potential bond issuers. To ensure a secure and trustworthy lending experience, 1Ton uses a combination of on-chain data and off-chain data from web2 creators' platforms to analyze credit.

When a creator lists their bond NFT on the 1Ton Finance platform, they provide access to their profiles on various social media platforms, such as Twitter, Instagram, TikTok, and YouTube. Additionally, 1Ton uses the on-chain data of the creator's digital assets and income streams to analyze creditworthiness.

The 1Ton Credit Analysis Mechanism takes into account multiple factors, including the creator's historical income stream, the duration and percentage of the bond, and the creator's credit score based on their online presence and financial data.

By combining these factors, 1Ton can assess the risk associated with lending to a particular bond issuer and determine the interest rate that lenders can earn on their investments.

Overall, the 1Ton Credit Analysis Mechanism helps ensure that lenders can make informed investment decisions while providing a secure and trustworthy lending experience for bond issuers.